Xero vs Zoho Books
A detailed comparison of Xero and Zoho Books to help you choose the right tool for your needs.
💰 Pricing Comparison
| Plan | Xero | Zoho Books |
|---|---|---|
| Free Tier | ✗ No | ✓ Free for <$50K revenue |
| Lowest Paid | $15/mo | $15/mo |
| Enterprise | $78/mo | $240/mo |
⚡ Feature Comparison
| Feature | Xero | Zoho Books |
|---|---|---|
| Invoicing | ✓ | ✓ |
| Bank reconciliation | ✓ | ✓ |
| Expense claims | ✓ | — |
| Purchase orders | ✓ | ✓ |
| Reporting | ✓ | — |
| Payroll | ✓ | — |
| Inventory | ✓ | ✓ |
| Multi-currency | ✓ | ✓ |
| Projects | ✓ | ✓ |
| Mobile app | ✓ | ✓ |
| Expense tracking | — | ✓ |
| Time tracking | — | ✓ |
| Tax compliance | — | ✓ |
| Open Source | ✗ | ✗ |
| Rating | ⭐ 4.3 | ⭐ 4.2 |
Pros & Cons
Xero
Pros
- ✓ Beautiful interface
- ✓ Great bank reconciliation
- ✓ Large app ecosystem
- ✓ Good for non-US businesses
Cons
- ✗ Limited US payroll
- ✗ Can be pricey
- ✗ Reporting limitations
- ✗ Learning curve
Zoho Books
Pros
- ✓ Free for small businesses
- ✓ Comprehensive features
- ✓ Zoho ecosystem
- ✓ Good value
Cons
- ✗ Complex interface
- ✗ Steep learning curve
- ✗ US features limited
- ✗ Support can be slow
🏆 The Verdict
Choose Xero if: You need small businesses outside the us. Xero excels with its beautiful interface and great bank reconciliation.
Choose Zoho Books if: You need growing businesses in the zoho ecosystem. Zoho Books stands out with its free for small businesses and comprehensive features.
Best free option: Zoho Books offers a free tier (Free for <$50K revenue).
❓ Frequently Asked Questions
Is Xero better than Zoho Books?
It depends on your needs. Xero is better for small businesses outside the us, while Zoho Books is better for growing businesses in the zoho ecosystem. Both are excellent tools rated 4.3 and 4.2 respectively.
Which is cheaper, Xero or Zoho Books?
Xero starts at $15/mo while Zoho Books starts at $15/mo. Zoho Books also has a free tier.
Can I switch from Xero to Zoho Books?
Most tools offer import/export features to help you migrate. We recommend trying Zoho Books's free tier before fully committing to a switch.
💰 Stop Overpaying for SaaS
Join smart professionals who receive our weekly roundup of the best SaaS deals, free alternatives, and money-saving tips.
Free forever. Unsubscribe anytime. No spam.