Free accounting software for small businesses with invoicing and payments.
Wave offers completely free accounting, invoicing, and receipt scanning for small businesses and freelancers. Revenue comes from payment processing and payroll. The free plan includes unlimited invoices, expense tracking, and financial reports — remarkable for a free tool.
| Free Tier | Lowest Paid | Enterprise |
|---|---|---|
| Completely free accounting | $0 (payroll extra) | N/A |
“We switched in under a week and cut software spend materially while keeping the same workflow quality.”
“The comparison + pricing context made this an easy decision. Great shortlist quality.”